Today’s issue is brought to you by Safe — the world’s leading smart account provider on EVM, securing $100B+ in assets (including Vitalik’s).

👉 Join their Telegram for exclusive alpha!

Telegram | Twitter | Community

⌐◪-◪ → Mass adoption is underway.

Morgan Stanley's E-Trade is reportedly planning to add cryptocurrency trading to its platform in anticipation of a more favorable regulatory environment under the Trump administration.

This is a major development, given that E-Trade, one of the largest online trading platforms, is backed by Morgan Stanley, which manages over $1.5 trillion in assets.

Meanwhile, in Europe, Spanish banking giant BBVA is also considering launching crypto trading services for the general public.

While Bitcoin is already accessible via apps like Robinhood, Cash App, and various crypto ETFs, the introduction of designated crypto trading services by established financial institutions significantly boosts accessibility. Distribution matters.

With regulatory pressure easing, expect more TradFi giants to follow suit.

⌐◪-◪ → The IRS is giving us more time!

The IRS announced a postponement of new tax reporting requirements for cryptocurrencies until January 1, 2026.

The rule will require crypto users to choose a tax accounting method (FIFO, LIFO, HIFO), with First-In First-Out (FIFO) set as the default if no election is made.

The one-year delay gives brokers time to implement support for alternative accounting methods, easing the transition for taxpayers.

However, legal tensions remain. Several industry players have filed lawsuits against the IRS over its separate rule requiring DeFi front ends to store and report user data.

Buckle up—2025 is shaping up to be a pivotal year for crypto tax, legal, and regulatory developments.

⌐◪-◪ → AI agent tokens are on an absolute tear!

AI meme tokens smashed past a $10B total market cap on January 2, surging 26.4% in the last 24 hours.

This milestone underscores the speculative appeal and explosive growth of AI-related tokens.

Kaito’s data shows AI narratives increased by 116% in 2024, with no signs of slowing momentum.

The real question: how long will the AI hype last before speculators chase the next big trend?

Join Our Community!

Designed to make you a better crypto investor, builder, and operator.

💬 Chat with Valko and other experts
📚 Access additional hand-curated resources
😊 Make friends, share memes, have fun